Having insurance is one of the best ways to protect yourself against the unknown, and you can purchase home insurance as a way of protecting yourself against the unknowns that could happen to your home. When you purchase a policy, you should update it on a yearly basis, and doing this is called getting an insurance checkup.
What happens during a home insurance checkup?
A home insurance checkup is simply a time when you talk to a homeowner's insurance agent about your policy, coverage, risks, needs, and changes in your life. The goal is to make changes to your policy to reflect new risks or changes in your life. During a checkup, the agent may ask you a lot of questions about your life, home, and needs. The agent might also ask you about the changes made in your home. You can also ask questions at this time if you have any. At the end of the conversation, the agent will calculate a new quote for you that reflects any changes made to your policy.
Why do you need one yearly?
While you may have no changes to make each year on your home insurance policy, it is still a good idea to get a checkup. Getting a checkup will help you cover all the risks you have and may help you qualify for discounts you are now eligible for that you were not eligible for in the past. During a year, a lot of things can happen and change, and the only way you can reflect these changes on your policy is by updating your policy through an annual checkup.
What are the benefits of doing this annually?
Taking time to complete a homeowner's insurance checkup annual offers several key benefits, and here are the main ones:
If you have not had an insurance checkup for your homeowner's policy for at least a year, you should get one today, and you can do this by contacting a homeowner's insurance agent of your choice.
For more information, contact a company like the Oliveira Insurance Agency.
Share